SIMPLE STEPS TO FOLLOW

1. A consultation with you will take place at your convenience via telephone, internet or in-person.
2. We will provide instructions for assembling all of your current bills/expenses.
3. A determination of your total household income will be made (optional).
4. A worksheet will be provided that will simplify the process.  You simply complete the worksheet in its entirety and return it to us.  Completion of this worksheet will ensure that all pertinent information has been provided and in addition, will assist us in generating a successful budget for you.
5. We will develop a personalized budget based on the documentation you provide.  Your checking account needs versus your cash flow needs will be determined.
6. Upon finalization of your budget, a copy will be forwarded to you for your review. We will be happy to provide a thorough explanation.   After you have had the opportunity to review it, if any modifications are required, they will be made immediately.
7. Once you indicate that you are completely satisfied with your new budget, the final payment will be requested.
8. A confidentiality agreement is offered to all of our clients.
   
   For your convenience, a six-month follow-up consultation is offered.  This follow-up consultation will include the following:

1. revisions to the budget, if necessary
2. consolidation of credit cards
3. reduction of current finance charges
4. exploration of options to reduce expenses
5. suggestions to help your family save money

We sincerely appreciate your business.
Thank you.

Confidentiality Agreement:

Confidentiality Agreement from Budget Consultants , LLC
All written and oral information and material disclosed or provided by the Client to Budget Consultants, LLC is confidential information and will be used solely by Budget Consultants, LLC and will not be disclosed to any business, firm, entity or person, either directly or indirectly.